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The smart way
to swop your car

  • 📈 Know your car’s real value
  • 🛑 See if you're losing money
  • 🔎 Free to use forever
Check my car's position
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Trustpilot ratingMobile dashboard preview

It’s hard to know the right time to change your car.

Too early, you lose money. Too late, you lose the moment.

swoppa puts you back in control.

See the full picture.

Your car’s value, what’s left to pay, and your exact position in real time. No guesswork, just total transparency.

Know your next move, every time.

swoppa turns the numbers into certainty. Whether it’s the right moment to switch, or better to wait, you’ll always know you’re making the right call with confidence.

swoppa dashboard shown on an iphone

Here’s how it works

Getting started is easy.

01

Create your account and connect your car

We securely link your vehicle and finance details, no paperwork, no hassle.

02

Get your swoppa score

We break down your car’s value and what you still owe into one simple number. To do this, we’ll securely run a credit check with TransUnion to access your credit score.

03

Change your car when the timing’s right

If you’re ready, we’ll guide your next move. If not, we’ll help you stay prepared - and in control.

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a woman looking at the swoppa dashboard one her phone

Frequently Asked Questions

If your swoppa score is low, our Insights page will help you to improve your score.

Yes, we adhere closely to industry-leading standards for data protection and encryption.

No. swoppa performs a soft credit search with TransUnion, which does not impact your credit score.

Yes. swoppa doesn’t charge you. We earn a commission from finance providers and dealers if you choose to swop your car through us. That means you get the benefit without the cost.

To sign up for swoppa, we’ll need some basic information about you along with the registration number and mileage for your car.

with

,

you can...

📉 Know your car's real value

🔍 Check any deal, any car

🚗 Know the right time to switch

🛑 See if you're losing money

💰 Know exactly what you still owe

a close up of an iphone with the swoppa app displayed. It is surrounded by the Mail, Calendar, Notes & Photo app